Boopos offers streamlined, non-dilutive business acquisition loans for small and medium-sized online businesses. Our loan options don’t require personal guarantees. And we work with you every step of the way.
Get pre-approved in 48 hours, funded in 7 days. Choose from our list of pre-approved businesses for sale or apply for a loan for an unlisted acquisition target.
We offer long-term loans borrowers packback flexibility from 1-5 years. No prepayment penalty. Being flexible with repayments is core to how we operate.
We provide non-dilutive financing for entrepreneurs looking to buy existing businesses. We’ll fund up to 80% of the acquisition price without requesting a personal guarantee. No need to put your personal assets at risk.
Once you’ve prequalified us, we work with you personally to find the right business for you to buy. We’ve done the in-depth analysis on our listings to make sure your buying the solid revenue generators.
We underwrite automatically based on the data retrieved from the following platforms
Prospective small business owners can sign up for an account to build a wish list from our directory of pre-approved existing businesses.Learn more
Browse our pre-vetted marketplace, build a wish list of businesses with potential, and work with your advisor to find the best fit.Learn more
Through our fully-automated loan process we'll determine financing options and loan amount — and can get you funded in as little as 7 days.Learn more
We'll provide flexible financing — including establishing monthly payments that work with your cash flow and allowing you to pay off your loan early, penalty-free.Learn more
Prospective small business owners can sign up for an account to build a wish list from our directory of pre-approved existing businesses.
Work in partnership with us to decide on the best small business for your business needs.
Our loan application process is fully automated. We can help you determine your financing options and ideal loan amount.
We provide flexible small business financing. Our expert lenders will help new business owners establish monthly payments that work with their cash flow.
Boopos loan programs offer entrepreneurs an alternative to bureaucratic lenders, slow-moving business banks and complex sba loan approval processes.
Our type of financing is fast and efficient. Unlike traditional financial institutions, we don‘t require your business plans, credit history, annual revenue, balance sheets, cash flow statements, tax returns, liabilities, bank accounts or bank statements to kickstart your loan application.
Contact us today to determine your eligibility. Our loan application process is fully automated and won’t take time out of your busy day.
“Boopos' e-commerce experience and streamlined application and approval process made everything come together quickly before we lost the deal. I would not have been able to start a new phase of my company without Boopos as a financing partner.”
CEO Tay Online Store
“It felt like we were all on the same team with the same goal. For solo acquisition investors like myself, it’s really comforting to feel like you’ve got a good support team behind you when you need to ask questions or make adjustments to your financing terms.”
“Flawless, quick and easy work, good people, and best financing terms. Boopos made the financing the least stressful part of the acquisition. They were super responsive and got our deal done on a tight schedule. We couldn't ask for better partners".
We collaborate with a network of leading business brokers and marketplaces to ensure that you get access to the best acquisition targets on the market.
This year we’re going to be at the Prosper Show in Vegas. Book a meeting with us and we’ll show you how Boopos can help you fund your next business.
Boopos helps buyers acquire e-commerce and subscription-based businesses without personal guarantees, offering non-dilutive fast access to capital. Our core product is revenue-based financing. Watch this video for a general overview of Boopos.
Venture debt is usually expensive, generates dilution in the shape of equity kickers or warrants, and most of all, forces you to commit to a fixed repayment schedule. Our loan is flexible. We will take a monthly percentage of your revenues; the bigger your revenue, the earlier you repay; make less revenue and you’ll repay later. Regarding SBA and bank debt, our requirements are typically less stringent, and we will not ask for personal guarantees from you. We are also really quick, and in 7 days you should be accessing the facility.
We lend X amount of money and the way to pay it back is through a % of revenues, which we call "Royalty". Watch this video for an example.
No, there aren’t any fees for applying.
With our revenue-based financing model, repayment is flexible. Based on your loan amount, you will repay Boopos a monthly percentage of your revenues. This is not a fixed dollar amount, so if your business has a strong month, you will pay down more of the loan, and in less profitable months you will owe a smaller payment. Boopos works with you to structure payments that make sense and adjust to your business cycle.
Yes, you can. We offer a prepayment discount, so whenever you feel the need to prepay your loan you can do it without worries.
It's a simple process, and the first step is getting qualified as a buyer. You can start the qualification process here. Once qualified, you can select the opportunity you are interested in and we will organize an interview to get started.
We charge a multiple of our principal – our cost in APR terms is higher than bank debt because of the flexibility we offer but lower than hybrid debt or equity. While the specific cost will depend on the business you are acquiring, a typical structure is: 1.15x if you repay before year 1, 1.30x if you repay before year 2, 1.45x if you repay before year 3, 1.60x if you repay before year 4 and 1.60x thereafter. Watch this video for an example of a payback scheme.
We finance our loans through a mixture of capital sources. Boopos is fortunate enough to finance a percentage of loans through our own balance sheet. Over the past several years, we have raised Venture Capital for the working capital and Venture Debt for the lending amount as well.
Yes, you may be if you’re looking to acquire a profitable e-commerce or subscription-based business that’s generating more than $100k in TTM revenues. Watch this video for more information on buyer requirements and how to qualify as a buyer.
Yes, our only requirement is that the acquiring entity is set up in the US.
For now, we’re only financing in USD.
Yes, we can also finance content-based businesses but our terms will be more conservative.
E-commerce, both Amazon and D2C, and subscription-based businesses are our main verticals.
Right now we’re only offering working capital to our partner buyers for the businesses we acquire together.
$20,000 is enough to get qualified. Please make sure that we can verify the liquid balance available and your proof of ownership of the funds you submit.
We look mainly for profitable businesses, with a minimum of $100k in TTM, good revenue growth, low COGS, and low advertising spend. A revenue tracking system must be in place for us to fund a business.
We are comfortable working together with seller financing. For other kinds of debt providers, please contact us to discuss your specific situation.
Signing up for a loan is easy with Boopos, and starts with getting qualified. Click the "Qualify Now" button to access the user portal.
Watch this video to see how you can get qualified on app.boopos.com.
At Boopos, underwriting is very fast. We can create a Term Sheet in 48—72 hours, and fund in 7 days once there’s an executed LOI in place.
No. Boopos performs a soft credit check, which does not affect your credit score and will not be visible to other lenders.
Connections help us to do a quick and accurate analysis. In addition, by connecting your accounts, we can understand your business not just at the time of qualification, but also on an ongoing basis, so you don't have to re-apply or re-enter your information.
Our LTV is established on a case-by-case basis. Our maximum is 80% of the asking price. Typically, we’ll finance between 50% and 70%.
25% of our lending amount or 15% of the total asking price, whatever is bigger.
Yes, but it won't count as your equity in the deal. Boopos and seller financing together can't exceed more than 85% of the advance rate.
Watch this video for an example of a payback scheme